FinModel Simulator — Enterprise Simulation & Costing

Demo · Fictional Sava group data — not real business figures.

Hoàng Quân (Mr Quân) — Finance · Accounting · FP&A · IC · AI · Savafinlab savafinlab.com.vn

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Sava Trading Co.

Trading · Markup · Inventory turnover · USD ($M)

Industry KPI Comparison (FY2023A)

MetricMfgTradingConstructionReal Estate
EBITDA Margin23.0%5.5%7.0%64.7%
Net Margin10.6%2.5%2.4%44.4%
WC Days (DSO+DIO−DPO)100 days21 days35 days100 days
Net Debt / EBITDA0.5x0.9x2.1x1.3x
Debt policyExogenous debt schedule (user repayment/borrowing inputs). No cash sweep in MVP — surplus cash does not auto-pay debt. Real estate uses LTV targets instead of explicit debt inputs.

Assumptions

Base

6.0%
5.5%
88%
38 days
35 days
52 days
0.5x

EBITDA Margin

5.5%

FY2023A

Return on Equity (ROE)

-169.1%

FY2023A

Net Debt / EBITDA

0.9x

FY2023A

Net Margin

2.5%

FY2023A

Financial Statements

Line Item
FY2023A
FY2024E
FY2025E
FY2026E
FY2027E
FY2028E
Revenue480.0508.8554.6599.0640.9679.3
COGS422.4447.7488.0527.1564.0597.8
Gross Profit57.661.166.671.976.981.5
SG&A31.233.136.038.941.744.2
EBITDA26.428.030.532.935.237.4
D&A6.06.46.77.27.78.2
EBIT20.421.623.825.827.629.2
Interest Expense5.65.75.85.44.84.1
EBT14.815.918.020.322.825.1
Income Tax3.03.23.64.14.65.0
Net Income11.812.714.416.318.220.1